1613 Umstead Street

Charlotte, NC 28205

$1,399,000

Active

4 bedrooms
5 bathrooms
4,187 sq ft
0.168 acre lot
built 2025

About this home

Experience the rare combination of new-construction luxury, exceptional space, and an unbeatable urban location. Ideally positioned in Belmont just minutes from Plaza Midwood, NoDa, and Uptown, this stunning 4-bedroom, 4.5-bath home offers approximately 4,200 square feet across three thoughtfully designed levels.

The main level was made for everyday living and effortless entertaining, featuring beautiful white oak flooring, a spacious open-concept living area, and a chef-inspired kitchen with a striking waterfall island, gas cooktop, double ovens, abundant cabinetry, and a walk-in pantry. The living space flows seamlessly to the screened porch and backyard, creating an inviting indoor-outdoor connection.

Upstairs, the private bedroom level offers generous accommodations, including a luxurious primary suite and well-appointed secondary bedrooms. Thoughtful details throughout the home provide the comfort and finish level expected from a truly exceptional new build.

Then comes the showstopper: the entire third floor is dedicated to living and entertaining. A spacious bonus room with its own kitchenette opens to a covered porch, creating an incredible private retreat for movie nights, game days, guests, a home office, or simply relaxing above it all. This flexible level gives the home a versatility rarely found in Charlotte's urban core.

Outside, enjoy a sizable backyard, two-car garage, and the convenience of being close to some of Charlotte's most sought-after restaurants, breweries, coffee shops, entertainment, greenways, and neighborhood destinations.

Why choose between space and location when you can have both? Live minutes from Uptown while enjoying the walkable, energetic lifestyle of Belmont and Plaza Midwood—all from a brand-new luxury home with room to truly live, work, and entertain.

1613 Umstead Street is more than a new home—it's an urban lifestyle with room to grow.

The details

MLS number: 4305021
Status: Active
Property type: Single Family Residence
Bedrooms: 4
Bathrooms: 4 full, 1 half
Living area: 4,187 sq ft
Lot: 0.168 acres
Year built: 2025
Levels: Three
Garage: Yes
Subdivision: Belmont
County: Mecklenburg County
Days on market: 291
Originally listed at: $1,559,000

Facts and features

Interior

Bedrooms by level: Upper 4
Full bathrooms by level: Upper 3, Third 1
Half bathrooms by level: Main 1
Heating: Central, Heat Pump, Natural Gas
Cooling: Ceiling Fan(s), Central Air
Appliances: Bar Fridge, Dishwasher, Disposal, Double Oven, Freezer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker
Laundry: Laundry Room, Main Level, Sink
Interior features: Attic Walk In, Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Wet Bar
Flooring: Tile, Wood
Basement: No
Fireplace: Yes
Fireplace features: Living Room
Above grade finished area: 4,187 sq ft
Below grade finished area: 0 sq ft
Main level area: 1,227 sq ft
Upper level area: 1,884 sq ft
Lower level area: 0 sq ft
Third level area: 1,076 sq ft
Garage area: 562 sq ft
Unheated area: 1,027 sq ft
Total heated living area: 4,187 sq ft

Dining Room · Main
Bar/Entertainment · Main · Wet Bar
Kitchen · Main · Drop Zone, Kitchen Island, Open Floorplan, Walk-In Pantry
Living Room · Main
Primary Bedroom · Upper · Ceiling Fan(s), Tray Ceiling(s), Walk-In Closet(s)
Bathroom-Full · Upper
Bathroom-Full · Upper
Bathroom-Full · Upper
Bedroom(s) · Upper · Ceiling Fan(s)
Bedroom(s) · Upper · Ceiling Fan(s)
Bedroom(s) · Upper
Laundry · Upper · Computer Niche
Bed/Bonus · Third · Breakfast Bar, Built-in Features
Bathroom-Full · Third
Bathroom-Half · Main

Property

Garage spaces: 2
Parking: Driveway, Electric Vehicle Charging Station(s), Attached Garage
Open parking: No
Main level garage: Yes
Levels: Three
Patio and porch: Covered, Front Porch, Rear Porch, Screened, Terrace
Fencing: Fenced, Full
View: City
Parcel number: 08116622
Zoning description: R5

Construction

Property sub type: Single Family Residence
Construction type: Site Built
Construction materials: Fiber Cement
Foundation: Crawl Space
Roof: Architectural Shingle, Metal
New construction: Yes
Year built: 2025

Utilities

Sewer: Public Sewer
Water source: City

Community and HOA

Subdivision: Belmont
Has an association: No
Subject to HOA: None
City taxes paid to: Charlotte

Financial and listing details

Price per square foot: $334 per sq ft (computed)
Tax assessed value: $717,600
Date on market: September 22, 2025
Cumulative days on market: 291
Road surface: Concrete, Paved
Listing updated: September 22, 2026

Price history for this listing

Original list price: $1,559,000
Previous list price: $1,475,000
Price changed: August 5, 2026
Last change: Price Change
Last changed on: August 5, 2026

Listing information

Listed by Savvy + Co Real Estate

Listing agent: Lara Bucci

Email: lara@savvyandcompany.com

MLS number 4305021 · Active

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