Yates Realty
21216 Rio Oro Drive, Cornelius, NC

21216 Rio Oro Drive

Cornelius, NC 28031

$3,975,000

Active

About this home

Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed for the way you actually want to live, entertain, work, and unwind, every level of this home has been thoughtfully planned with incredible attention to detail. From the moment you enter through the dramatic 10-foot custom Clark Hall steel door, the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, diamond-coffered ceiling, and oversized arched openings set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and water beyond.

At the heart of the home, the kitchen combines high-end design with exceptional functionality. Custom two-tone inset cabinetry, white oak accents, a substantial Azurra Bay quartzite island with 2.5-inch mitered edge, panel-ready appliances, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake. Just beyond is a hidden pantry/scullery that feels like a second kitchen, complete with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage.

One of the most thoughtfully designed features of the main level is the private guest suite with its own beautifully finished en-suite bath and oversized walk-in shower. Whether hosting family, long-term guests, or creating a private space for multigenerational living, guests can enjoy their own retreat without sacrificing privacy.

Upstairs, the primary suite feels like a true escape, with gorgeous sliders leading to a private balcony overlooking the lake. It's the perfect spot to unwind at night. Two oversized custom closets with integrated LED lighting, and a spa-inspired bath with marble tile, floor-to-ceiling glass shower, custom cabinetry, dual vanities, and beautiful gold fixtures complete this retreat. Three additional bedrooms and a generously sized laundry room with extensive cabinetry and storage complete the upper level.

But the lower level is where this home truly becomes something special. Designed as an extension of the home’s entertaining space rather than simply a finished basement, it includes a full custom golf simulator, built-in sauna, private home office, second laundry room, and a beautifully appointed kitchenette with ice maker and wine cooler. Quad-stack sliders open the entire space to the lower terrace, while an accordion-style pass-through window from the kitchenette makes indoor/outdoor entertaining effortless. With room for a future pool just outside, this level was designed with lake days, pool parties, game days, and evenings with friends in mind. The second laundry room is an especially thoughtful addition for lake and future pool towels without carrying everything through the home.

Outside, professionally landscaped grounds lead to a peaceful Lake Norman cove and new private dock, putting the water just steps from your door. The 3 covered rear porch provides another place to relax, dine, and enjoy the setting, while the future pool area offers the opportunity to create a complete waterfront resort experience.

From two laundry rooms and exceptional storage to the hidden scullery, private office, golf simulator, sauna, guest suite, custom architectural details, and multiple indoor/outdoor entertaining spaces, no detail feels like an afterthought. This is a home designed not simply to look beautiful, but to live beautifully.

Located in Bahia Bay in Cornelius, this is an opportunity to enjoy the Lake Norman lifestyle in one of the area’s most sought-after waterfront locations—minutes from dining, shopping, medical care, and everything Cornelius has to offer. Exceptional craftsmanship, thoughtful design, and waterfront living come together in a home that truly needs to be experienced in person.

The details

MLS number
4425303
Status
Active
Property type
Single Family Residence
Bedrooms
5
Bathrooms
5 full, 1 half
Living area
5,188 sq ft
Lot
0.23 acres
Year built
2026
Levels
Two
Garage
Yes
Subdivision
Bahia Bay
County
Mecklenburg County
Waterfront
Yes
Days on market
6

Facts and features

Interior

Bedrooms by level
Main 1, Upper 4
Full bathrooms by level
Main 1, Upper 3, Basement 1
Half bathrooms by level
Main 1
Heating
Heat Pump, Natural Gas
Cooling
Central Air
Appliances
Bar Fridge, Dishwasher, Disposal, Double Oven, Exhaust Hood, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave
Laundry
In Basement, Laundry Room, Upper Level
Interior features
Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Sauna, Storage, Walk-In Closet(s), Walk-In Pantry, Wet Bar
Flooring
Tile, Wood
Windows
Insulated Window(s)
Basement
Yes
Basement features
Daylight, Exterior Entry, Finished, Walk-Out Access
Fireplace
Yes
Fireplace features
Family Room, Gas
Above grade finished area
3,735 sq ft
Below grade finished area
1,453 sq ft
Main level area
1,585 sq ft
Upper level area
2,150 sq ft
Lower level area
0 sq ft
Third level area
0 sq ft
Garage area
649 sq ft
Unheated area
1,402 sq ft
Total heated living area
5,188 sq ft
  • Primary Bedroom · Upper · 17' 1" X 19' 1"
  • Recreation Room · Basement · 33' 2" X 24' 2"
  • Living Room · Main · 18' 3" X 19' 5"
  • Kitchen · Main · 16' 9" X 9' 5"
  • Bedroom(s) · Main · 11' 1" X 16' 2"
  • Laundry · Upper · 10' 1" X 9' 6"
  • Laundry · Basement · 5' 0" X 5' 0"
  • Bedroom(s) · Upper · 13' 4" X 19' 1"
  • Bedroom(s) · Upper · 14' 4" X 15' 1"
  • Bedroom(s) · Upper · 12' 10" X 12' 11"
  • Office · Basement · 13' 4" X 11' 0"
  • Exercise Room · Basement · 22' 11" X 9' 10"
  • Bathroom-Full · Main
  • Bathroom-Full · Upper
  • Bathroom-Full · Upper
  • Loft · Upper
  • Bathroom-Full · Upper
  • Dining Area · Main

Property

Garage spaces
2
Parking
Driveway, Attached Garage
Open parking
No
Main level garage
Yes
Levels
Two
Patio and porch
Covered, Rear Porch
Exterior features
In-Ground Irrigation
View
Water
Waterfront features
Boat Ramp – Community, Boat Slip (Deed), Dock
Body of water
Lake Norman
Lot features
Cleared, Waterfront
Parcel number
00129740
Zoning
GR
Zoning description
GR

Construction

Property sub type
Single Family Residence
Construction type
Site Built
Construction materials
Fiber Cement, Hard Stucco
Foundation
Basement
Roof
Architectural Shingle
New construction
Yes
Year built
2026

Utilities

Sewer
Public Sewer
Water source
City
Utilities
Cable Available, Fiber Optics, Natural Gas, Underground Utilities

Community and HOA

Community features
Lake Access, Picnic Area
Subdivision
Bahia Bay
Has an association
Yes
Association fee
$75, Annually
Association
Bahia Bay HOA
Subject to HOA
Required
City taxes paid to
Cornelius

Financial and listing details

Price per square foot
$766 per sq ft (computed)
Tax assessed value
$877,500
Date on market
September 17, 2026
Cumulative days on market
30
Road surface
Concrete, Paved
Listing updated
September 23, 2026

Price history for this listing

Original list price
$3,975,000
Last change
New Listing
Last changed on
September 17, 2026

Virtual tour for this listing

Listing information

Listed by Adams and Collins Realty LLC

Listing agent: Brian Adams

Email: bwadams85@gmail.com

MLS number 4425303 · Active

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